What are the considerations for Education loan approval?

January 24, 2022

Usually, the below list of points are considered for education loan approval:

  • The chosen course
  • Institution
  • The total amount required for a loan
  • Educational performance
  • Repayment capacity or assurance of the collateral
  • The annual income of the family/guardian

Once you get the loan credited, you don’t have to repay until you complete the course. Once you complete the course, you will get a grace period, which varies from 6 to 12 months, which is a time allotted to get a job and start the loan re-payment process.

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